What does PPO 1500 mean?
PPO – $1,500 Deductible. PersonalBlue lets you find the best plan for you and your budget. The $1,500 deductible option means your health plan benefits kick in after you pay $1,500 out of your own pocket.
What is BCBS PPO plan?
The BCBS PPO is a preferred provider organization (PPO) that combines the advantages of a national network with the option to use physicians and facilities outside the network, but at a higher cost. When you join the BCBS PPO, you are not required to choose a primary care physician.
What is the copay for Blue Cross Blue Shield PPO?
The cost you’re required to pay for certain services or prescription medications. Your copayments: Preventive care: $0 (no copay or deductible) Office visits (sick care/non-preventive): $15 per visit for BMC providers, $30 for a PPO provider.
What do PPO plans cover?
Unlike an HMO, a PPO offers you the freedom to receive care from any provider—in or out of your network. This means you can see any doctor or specialist, or use any hospital. In addition, PPO plans do not require you to choose a primary care physician (PCP) and do not require referrals.
What are the benefits of a PPO plan?
Advantages
- Do not have to select a Primary Care Physician.
- Can choose any doctor you choose but offers discounts to those within their preferred network.
- No referral required to see a specialist.
- More flexibility than other plan options.
- Greater control over your choices as long as you don’t mind paying for them.
What BCBS plan do I have?
Find your plan name in the upper area of the front of your card near the logo or in the lower-left corner of the card. If you still need help, just call the number on the back of your card and we’ll identify your network and plan.
Are PPOs expensive?
In terms of plan premiums, PPOs are typically more expensive than HMOs. That’s significantly higher than the average $39-per-month premium paid for a Medicare Advantage HMO plan. PPO plans usually cost more than HMO plans when they’re bought through employers, too.
