What are prepositioned assets?
Prepositioning of assets and supplies is agreed upon by researchers to be an activity that occurs in the preparedness phase. It can either be done over a short time horizon just prior to the disaster (tactical) or over a long time horizon significantly before the specific disaster details are known (strategic).
What is HQLA in banking?
This standard aims to ensure that a bank has an adequate stock of unencumbered high quality liquid assets (HQLA) which consists of cash or assets that can be converted into cash at little or no loss of value in private markets to meet its liquidity needs for a 30 calendar day liquidity stress scenario.
What are HQLA?
30.1. The numerator of the Liquidity Coverage Ratio (LCR) is the “stock of high-quality liquid assets (HQLA)”. Under the standard, banks must hold a stock of unencumbered HQLA to cover the total net cash outflows (as defined in LCR40) over a 30-day period under the stress scenario prescribed in LCR20.
What is included in HQLA?
High-quality liquid asset (HQLA) means an asset that is a level 1 liquid asset, level 2A liquid asset, or level 2B liquid asset, in accordance with the criteria set forth in § 329.20.
What is a loan tape?
Loan Tape denotes an electronic file or set of files that captures lending product data from a financial firm’s systems. (Also: Loan Data Tape, Loan Exposures Tape, Servicing Tape, “Loan-by-Loan File”). It is typically a database extract that needs to be specified in detail (the “scope” of the extract) or spreadsheet.
What are Army prepositioned stocks?
What is Army Prepositioned Stock? APS is a U.S. Department of the Army program in which equipment sets are stored around the globe for use when a combatant commander requires additional capabilities. The U.S. Army has seven APS regions, APS-2 is designated for Europe and APS-7 for Africa.
How is HQLA calculated?
HQLA Amount (Numerator) Adjusted level 2B cap excess amount = max (Adjusted level 2B asset liquid amount – Adjusted level 2 cap excess amount – 0.1765 * (Adjusted level 1 liquid asset amount + Adjusted level 2A liquid asset amount) ; 0).
What is LCR as per RBI?
The central bank has reduced the liquidity coverage ratio (LCR) requirement for banks to 80 per cent from 100 per cent with immediate effect as a relief to these lenders. RBI stipulates banks to maintain LCR so that they can be sell the assets in stressed times.
What is a loan sale agreement?
Whole Loan Sale Agreement means an agreement (other than any Home Equity Loan Securitization Document and the HSF II Program Documents) pursuant to which the Company or any of its Subsidiaries has sold or may sell mortgage loans to any third Person.
What is a data tape finance?
More Definitions of Data Tape Data Tape . Data Tape means, as of any date, an electronic data storage disk prepared by Sellers from their management information systems setting forth, as of such date, information of the type set forth or described on Schedule 3.12 hereto with respect to the Purchased Assets.
What is APS in the army?
Army pre-positioned stocks (APS) are vital components of total Army readiness. They provide the speed of response for geographic combatant commanders to execute operation plans (OPLANs) and conduct contingency operations worldwide until air and sea lines of communication can be established.
Which is the best definition of collateral position?
The Collateral Position Set allows authorities to assess the extent to which derivatives represented in position sets are collateralised. Collateral Position means, at any time, the valuation of all assets relating to, and the determination of the total availability under, the Borrowing Base Advance Cap.
Who are the parties involved in collateral management?
What is Collateral Management? Collateral management is the process of two parties exchanging assets in order to reduce credit risk associated with any unsecured financial transactions between them. Such counterparties include banks, broker-dealers, insurance companies, hedge funds, pension funds, asset managers and large corporations.
Which is the best definition of collateralized personal loan?
Another type of borrowing is the collateralized personal loan, in which the borrower offers an item of value as security for a loan. The value of the collateral must meet or exceed the amount being loaned.
Which is the best definition of the term pre-position?
pre-position To place military units, equipment, or supplies at or near the point of planned use or at a designated location to reduce reaction time, and to ensure timely support of a specific force during initial phases of an operation. Dictionary of Military and Associated Terms. US Department of Defense 2005.
