How do I increase my credit limit with OpenSky?
Simply log in to MyAccount at OpenSkycc.com and choose the Request Credit Line Increase option in the Account Services section. If approved, you’ll receive an approval letter with instructions on how to send the additional security deposit to fund the increase to your credit limit.
Does OpenSky have an unsecured credit card?
The OpenSky® Secured Visa® Credit Card doesn’t have an option to upgrade your account to an unsecured credit card — one without a security deposit. The Discover it® Secured Credit Card has a $0 annual fee and even offers a cash-back rewards program.
Do you get your deposit back from OpenSky?
Is the OpenSky deposit refundable? Yes, your security deposit is fully refundable provided you close your account in good standing. This just means that you’ve paid all of your outstanding balance.
Does open sky approve everyone?
OpenSky doesn’t require any credit check to apply for the card and offers everyone who is approved the same APR and credit limit range.
Is OpenSky owned by Capital One?
OpenSky, A Division of Capital Bank N.A. | Better Business Bureau® Profile.
How fast does open sky build credit?
6 months
Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
Can I use my OpenSky credit card to rent a car?
Nope to Open Sky. My initial rental was with Dollar rental car. I went to every rental window ex., Hertz, Avis, Enterprise, Budget.
Is OpenSky CC legit?
The OpenSky card is legit because it is issued by Capital Bank, a legitimate business that is an FDIC member and has a “B” rating with the Better Business Bureau. The OpenSky also reports information to the major credit bureaus each month.
How long does it take for OpenSky to refund deposit?
Refunds. Your Deposit Account will be closed once you satisfy in full all your Account obligations under this Agreement. Upon the closure of your Deposit Account, Deposit Funds greater than $1.00 will be refunded within six (6) weeks.
Is open sky a real credit card?
The OpenSky® Secured Visa®Credit Card is a secured credit card that’s not only packed with features, it’s also a powerful credit-building tool. Instead of being offered a credit line based on your past credit history, you choose your credit line and secure it by making a one-time, refundable deposit .
