How can I check my Ptptn loan status?
First of all you need to login to PTPTN Login to view your account: Go to http://www.ptptn.gov.my You will see the display as below, select semakan PTPTN Loan Revision Review. Then you will be taken to the link as below. Enter your Identity Card Number then press Check.
How do I set up a direct debit for Ptptn?
You need to register first
- Register at the Direct Debit website.
- Verify your bank information at the PTPTN Online Payment Gateway.
- Receive your receipt of payment and PRINT your ‘Akaun Penerimaan Permohonan Direct Debit’
What is Ujrah Ptptn?
Most of us (if not all), who took the PTPTN study loan before 2008 and have yet to settle the bill would have received an email or a call from PTPTN by now to convert the 3% conventional service charge for existing loans to the 1% Ujrah (it’s an Islamic term for service charge) payback scheme.
How do I know if my Ptptn is blacklisted?
4 Ways To Check If You Have Been Blacklisted by PTPTN
- Official Portal of the Immigration Department of Malaysia (JIM) Click here to go to the following page.
- PTPTN Official Portal – Black List Review. Click here to go to the PTPTN Official Portal.
- Call the PTPTN Careline.
- Personally check at any PTPTN / JIM counters.
How long does it take to get PTPTN approved?
You can check the status of the application within 6 working days. The valid offer period is within 14 days from the date of the Offer Letter. The loan disbursement for subsequent semesters will only be made after PTPTN receives the student’s status of study from the respective institutions.
How do I know how much I have to pay for PTPTN?
a) Via PTPTN’s website For a quick and seamless payment, you can head over to PTPTN’s portal where you can check your loan amount and make your payment via Financial Process Exchange (FPX).
What is the difference between auto debit and Direct Debit?
Direct Debit is an automatic payment method that allows a business to pull payments directly from their customers’ bank account. Auto Debit = Regular or recurring payments collected automatically from a credit or debit card.
What is a Direct Debit transaction?
A Direct Debit is an instruction from you to your bank. A Direct Debit authorizes someone to collect payments from your account when they are due – for example, an accountant collecting a regular fee from you, or even Netflix collecting your monthly subscription.
Does PTPTN affect credit score?
As all Malaysians have their credit and loan information stored in a database managed by Bank Negara, a person’s history in PTPTN repayments are shared to lending institutions and banks nationwide. Therefore, repaying your PTPTN loan on time will positively influence your credit score.
What happens if you don’t pay PTPTN?
PTPTN loans need to be repaid. Students who don’t repay their loans are banned from leaving the country, blacklisted by the Central Credit Rating System and could face legal action. This means you won’t be able to travel overseas for work or holidays.
How can I remove immigration from blacklist?
Any foreign national who is included on the Black List can apply for the lifting of the ban at the Bureau of Immigration. The only process stipulated is the submission of official letter request with supporting documents to substantiate the defense, which should be addressed to the Office of the Commissioner.
Can I check if I am Blacklisted?
The information about the blacklisting can be found in your credit profile as held by the Major Credit Bureaus :- Transunion Credit Bureau ; Experian Credit Bureau; Compuscan Credit Bureau and Xds Credit Bureau.
