Do smart pigs check credit?

How are Smart-Pig loans affordable? We do checks on every Smart-Pig loan to make sure they are affordable for you. This is called loan affordability and is done in addition to checks on your credit file and your history of repaying other forms of credit such as personal loans and credit cards.

How does Smart-Pig work?

How does a Smart-Pig student loan work? Smart-Pig was created with your student finance income in mind, meaning you repay your loan in one go when your next Student Finance Loan, NHS Bursary or SAAS loan payment is due. You only pay for the days that you borrow, and you can repay early at any time to save on interest.

Is Smart-Pig a payday loan?

About Smart-Pig student loans. Our loans are designed just for students and have 10-day grace period, interest cap, and no late payment fees. This make us an alternative option to payday loans for students who need a short-term loan in an emergency.

Can you get a student loan with an IVA?

From November 2009 all Student Loans must be excluded from IVA applications. The amendment means that as of November 2009, it is no longer possible to include a Student Loans into an IVA, as they must now be treated in exactly the same manner as in Bankruptcy.

Can I get student finance with bad credit?

Fear not: Bad credit doesn’t automatically disqualify you from getting a student loan. In fact, the most borrower-friendly student loans—those issued by the federal government—don’t assess your credit at all in most cases.

Can I get a loan at 17 UK?

17-year-olds Since loans are only available to those aged 18 and over in the UK, car finance is not available to 17 year olds. This is why people of this age tend to buy cars by borrowing money from a family member, or using their own savings.

Can student finance pay you earlier?

It’s a new feature called Get Paid Early, and it means you can you get your student loan paid into your Monzo account the day before it’s meant to arrive. So whether you need to get stuff sorted before term starts or just want get your cash a day before your friends – read on to find out how it works.

Can you make a settlement on student loans?

Student loan settlement is possible, but you’re at the mercy of your lender to accept less than you owe. Don’t expect to negotiate a settlement unless: Your loans are in or near default. Your loan holder would make more money by settling than by pursuing the debt.

Can you get an advanced learner loan if you have an IVA?

Absolutely yes, I’m a learner support officer in a college and help with the applications online. Loan eligibility doesn’t depend on your income and there are no credit checks. IVA final payment left the bank on the 26th January 2013…

What is an ILI tool?

Pipeline Inspection (In-line) In-line inspection (ILI) tools, sometimes referred to as “intelligent” or “smart” pigs, are used to inspect pipelines for evidence of internal or external corrosion, deformations, laminations, cracks, or other defects.